debt

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How Do You Make College Worth It?

Getting Good Value from a College Education
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Trends in Student Debt: Debt Levels of Graduating Classes Up, Income-Based Repayment Also Up

Student Loan Debt and Income-Based Repayment Increases
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Understanding Award Letters

Many times — maybe too many — high school seniors are just so happy to be accepted to their dream school that they don’t give a second thought to the financial implications of their college choice. Then reality sinks in when they start digging into the details of college award letters. At College Parents of America, […]
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Suggested Media: Will loan forgiveness offer long-term student debt solution? (PBS News Hour)

   GWEN IFILL: Americans are now carrying student loan debt of over $1 trillion, $125 billion of it added just in the first three months of this year...So what, if anything, could this approach do to help ease the growing problem of student loan debt?For that, we turn to Deanne Loonin, who leads the student borrower program at the National Consumer Law Center. And Richard Vedder, professor of economics at Ohio University and director of the Center for College Affordability and Productivity.
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With College President Pay Increases, Higher Student Loan Debts Follow

  image by flickr user Sal Falko, cc license Today, the New York Times published the topline results of a report by the Institute for Policy Studies. The report, The One Percent at State U: How University Presidents Profit from Rising Student Debt and Low-Wage Faculty Labor, details how public universities that pay a top-25 salary for their president have experienced a faster increase in student debt levels than other public universities.
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Considering a career public service? You might eventually be eligible for loan forgiveness

The Federal Student Aid office in the Department of Education recently updated their materials on loan forgiveness for public service employees (known as the Public Service Loan Forgiveness Program). In fact, you may have received their new version of the Dear Borrower letter about the program. While this can be a lengthy process, it can provide a lifeline to students who incurred a large amount of debt for school, but have chosen to pursue a career path that’s beneficial to society at large.
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Federal Student Loan Default Rate Rises to 10%

  
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The White House Case for Why College Costs Need Curbing

   Earlier today, the White House released a fact sheet detailing the need to curb college costs and some proposed methods that may achieve such a goal.  
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Student Loan Rates Lowered, Including Retroactively to July 1, 2013

 (public domain comic from 1902's A Harvard Alphabet) 
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Stats from Sallie Mae How America Pays for College 2013

  Sallie Mae's How America Pays for College 2013 came out recently. Like previous years (the report has been published annually since 2008), it shows interesting trends on both the cost of college and how families are responding to dealing with costs. Below, we've compliled a few highlights. Sallie Mae Graphic on Sources of College Payment for 2012-2013 Academic Year

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Calculating your college savings needs

At least once a year, an article about target numbers for college savings are published on major media websites. Recent articles include this one on NYtimes.com, this one on usatoday.com, and this one on reuters.com. A new one came out just this week on Foxbusiness.com. As one can see, this is common territory. But, here at College Parents of America, we think that such articles serve as helpful reminder of how difficult it can be to project out college costs and figuring out your needed amount of savings.
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Back to School – What Makes 2016 Unique

The steps of college are upon us and are evidence that parents have faith that the world can be improved through higher education. It is true that a higher education can help our students to comprehend and be better prepared to address the challenges of the world. As college parents - there are a few reminders that are worth highlighting for this year.
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Thirty percent of freshmen won’t return for their sophomore year

William Stixrud and Ned Johnson, are the authors of “The Self-Driven Child: The Science and Sense of Giving Your Kids More Control Over Their Lives and report in their New York Times article that "thirty percent of freshmen won’t return for their sophomore year, and the wheels can start to fall off as early as Thanksgiving." They suggest that what your college student needs most is practice running his or her own life — and college is a risky place to do that for the first time."
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2019 College Humor – College Laundry

The fifth comic in the College Parents of America Humor series is now online.