student loans_2474

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Heard about the Brookings Institute report on student loan repayment? Here’s why you should be careful with some of its conclusions.

Which data source or data sources upon which your rely to make your argument is incredibly important to the validity of tha conclusion. Failing to properly account for why the Federal Reserve data is a shaky source for student loan repayment success significantly undercuts the argument recenly put forth authors at the Brookings Institute that student loan debt rhetoric and the facts don't match up.
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Income-based student loan repayment caps to be applied retroactively

  "10" by Michael Randall (flickr user pigpogm, cc license) On Monday, President Obama signed an executive order that should grant relief to millions of federal student loan borrowers.
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Co-signed private loans and risks of surprise deafult

  "Loans" by flickr user Jeff Ferzoco (cc license) As many families know, private student loans often require a co-signer. This is, in part, because most college students lack enough signifiant credit history and income to establish the creditworthiness in the amount of a student loan. However, a recent study reveals a new risk with private student loan co-sigining.
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Considering a career public service? You might eventually be eligible for loan forgiveness

The Federal Student Aid office in the Department of Education recently updated their materials on loan forgiveness for public service employees (known as the Public Service Loan Forgiveness Program). In fact, you may have received their new version of the Dear Borrower letter about the program. While this can be a lengthy process, it can provide a lifeline to students who incurred a large amount of debt for school, but have chosen to pursue a career path that’s beneficial to society at large.

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Campus Safety & Crime Reports that Defy Reality

Despite the requirement to disclose accurate crime statistics and potential fines of $35,000 per report violation, it appears that 30 years after the death of Jeanne Clery colleges and universities continue to struggle to comply with providing accurate crime reports. In fact, this past November the American Association of University Women (AAUW) published an alarming report that concludes that ninety-one percent of the nation’s colleges have told the federal government there were no rapes reported on their campuses in 2014. In contrast to other reports that indicate sexual assault rates of women may reach as high as 21%, AAUW correctly concludes that this analysis of campus reported data “defies reality.”
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Student Mental Wellness Needs (III) – Campus Resources

The reality is that 75% of all mental health conditions begin by age 24. That’s why the college years are so critical for families to be prepared to understand and speak about mental health issues.
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A Tribute to Moms

Our recent online surveys of current and future college parents confirm what we suspected: the majority of our members and supporters at College Parents of America are women, especially among those of you who are actively engaged in our group.As you might have guessed from my name, I am not.But I am lucky to have a marvelous Mom, and a wonderful wife who is a great Mom to our two sons, so I thought it appropriate to write a Mother’s Tribute, to all of you out there who are struggling to do your best to support your children on the path to and through college.
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Washington Post – 7 Real Life Skills to Develop Prior to College

We love to see excellent writing and observations that provide real value to college parents and families. Remember that at College Parents of America we aim to offer helpful tips, insights and some humor to help in this life-transition.