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Which data source or data sources upon which your rely to make your argument is incredibly important to the validity of tha conclusion. Failing to properly account for why the Federal Reserve data is a shaky source for student loan repayment success significantly undercuts the argument recenly put forth authors at the Brookings Institute that student loan debt rhetoric and the facts don't match up.

  "Loans" by flickr user Jeff Ferzoco (cc license) As many families know, private student loans often require a co-signer. This is, in part, because most college students lack enough signifiant credit history and income to establish the creditworthiness in the amount of a student loan. However, a recent study reveals a new risk with private student loan co-sigining.