student loans

post-thumb

Financial Literacy for Parents and Students

Dear Parents:When your children leave home for college, they will face a host of new experiences and responsibilities. As a parent, you recognize that now they will be "on their own" to tackle life's basic functions - at the same time that they are adjusting to a new environment and new freedoms. To help your student in this transition, he/she should know the "financial facts of life" before opening that first checking account or making that first purchase on credit.
post-thumb

College Tip: Know the Risks of Paying for College with Plus Loans

If you can’t afford a college without a PLUS loan, then for many parents and families the college is simply not affordable.
post-thumb

Student Loan Tip: Do cosignors need life insurance to cover your student loans?

According to a recent article by Policy Genius, “The cost of college has skyrocketed over the last decade, resulting in $1.4 trillion of outstanding student loan debt. But college grads aren’t the only ones on the hook for their balances. Per student debt analytics firm MeasureOne, last school year, about 93% of undergraduate private student loans had […]
post-thumb

Balancing Cash, Savings and Financing Options to Pay for College Costs

You were ecstatic when she was awarded that merit scholarship. Even better when she still got a need-based grant. She accepted the admission offer, and then life was a swirl of senior year ceremonies, graduation, parties, and maximizing her last summer before going off to college. You hadn’t really thought more about college costs until […]
post-thumb

How to Develop Good Spending Habits in College

Balancing fun and finances is never easy, especially in college. During these memorable years, students should balance their education and social lives.So, what exactly is the best way to ensure you’re setting yourself up for a healthy financial future during and after school? For the most success in developing great spending habits and making intelligent […]
post-thumb

Insuring Your Student

The Importance of Insurance for Your Student As your baby birds begin to leave the nest, there are always a few things that us college parents are concerned about. Did I teach them enough? Can they really do their own laundry? Do they even know how to make rice? Take a breather, parents! You have […]
post-thumb

FAFSA Tips – Cashing In On College Aid

For parents of high school seniors or college students, Thanksgiving is a good time to complete the FAFSA.  This free online government form unlocks a world of financial aid alternatives for your college student and family.
post-thumb

Most Families Say College is Worth the Cost

83% of families believe students will earn more money with a college degree.
post-thumb

Do cosignors need life insurance to cover your student loans?

According to a recent article by Policy Genius, “The cost of college has skyrocketed over the last decade, resulting in $1.4 trillion of outstanding student loan debt. But college grads aren’t the only ones on the hook for their balances. Per student debt analytics firm MeasureOne, last school year, about 93% of undergraduate private student loans had […]
post-thumb

Report: Highlights the importance of College Completion to Young Adult Financial Health

A college degree is a powerful asset," said Jack Remondi, President & CEO of Navient, in a statement. "But, borrowing for college and not graduating, has lasting negative consequences.
post-thumb

Getting ready to pay for college? You’ll want to see this.

How America Pays for College 2017, a national study by Sallie Mae® and Ipsos, looks at undergraduate families’ attitudes toward college, how much they spent, and the sources they used to pay for it. Did you know scholarships and grants cover 35% of college costs? That’s the largest share in a decade. Nearly half (49%) […]
post-thumb

Latest College Board Trends Report: Students Are Borrowing Less, Paying More for College

We applaud the good work of The College Board to publish meaningful data on college pricing and financial aid. The annual Trends in College Pricing and Trends in Student Aid report, illustrates that while the increase in the average published tuition and fees across colleges and universities is not as sharp as it has been […]
post-thumb

College Affordability & Student Loan Insurance

As a result, it seems prudent to consider why it is acceptable to place 100% of the burden of a student loan on a student when the school received the financial benefit and would potentially act differently if they shared the risk of student success. College Parents of America welcomes this discussion. It is timely for the United States to consider how we increase the capacity of our citizens to contribute and compete in a global economy.